Pros
- Non-custodial — keys stay with you
- Card issue EUR 0
- FX: 0% · Visa rate
- Apple Pay / Google Pay
Cons
- Saveback 0%
- Saveback cap: 1k–4k gCRC/week
- Only one level — no upgrade path in the program
Crypto cards
Gnosis Pay Card
Non-custodial Visa debit for DE/AT/CH without saveback, with EUR 0 issue and weekly gCRC spending limits instead of the classic cashback ladder.
To the provider
There is currently no affiliate/shop offer linked to this product.
Manufacturer's website
To the manufacturer's websiteStatus: 15.08.2026
At a glance
- Net
- Visa
- Card type
- Debit
- Custody
- Non-custodial
program
Card features
Gnosis Pay Card
Visa debit
- NetNetwork: Visa or Mastercard. “Both” in research meets the Visa or Mastercard filter.
- Visa
- Card typeCard type: Debit debits credit/account. Prepaid is loaded beforehand. Mixed = Debit and Credit variants in one SKU line.
- Debit
- CustodyCustody: Custodial = credit on the provider account. Non-custodial = card on a wallet, not on the exchange account.
- Non-custodial
- DE / AT / CHGermany, Austria and Switzerland: Documented edition in DE, AT or CH. Unknown policy is not a filter option.
- DE/AT/CH
- Apple/Google PayApple/Google Pay: Hard Research Line. A help text “2025 is coming” does not count as yes.
- ✓
- FXFX: Provider's surcharge when paying in foreign currency, plus target currency if used. Spread when changing assets is not 0-%-FX. Visa rate = network rate without extra markup.
- 0% · Visa course
- Withdraw moneyWithdrawing money (ATM): Fees and limits for cash at ATMs. “Unknown” / — is not a free acceptance.
- 250 / 500 EURe
- CapCap: Upper limit or scale of this SKU (month, AI band, flight). No cap in the cell does not mean “unlimited” if the policy is unknown.
- 1k–4k gCRC/week
- SavebackSaveback: Rate of this SKU — not the marketing cap. One number per column for sorting to work.
- 0%
- Cash outCashout: In which asset the saveback refund arrives - e.g. E.g. same spend crypto, USDC, BTC, CRO or recurring investment plan. Not automatically Euro/Fiat.
- gCRC
- Card costsCard Cost: Issue or subscribe to this SKU. Month × 12 = Year. EUR 0 only with an officially free edition - “no subscription” is not a 0. Mandatory lock or hold (CRO, XPL, WPAY) is in the cell with the amount - this is not a sorting price. Tickers lead to CoinMarketCap.
- EUR 0
View sources: Card features
- Gnosis PayNetwork · Card type · Custody
- Gnosis Card — countriesDE / AT / CH
- Gnosis Pay — Google WalletApple/Google Pay
- Gnosis Pay — fees and limitsFX
- Gnosis Card — reward programSaveback · Cashout
Overview
Editorial assessment
The Gnosis Pay Card is the non-custodial Visa debit crypto card for DE/AT/CH — one column, no tier ranking and no documented upgrade path in the program. Saveback is at 0%; Instead of cashback, the offer scales via weekly gCRC spending limits (1k–4k gCRC/Where in the features). If you want self-custody without a rewards ladder, you will find a slim payment profile without a CRO lock, without a VIP path and without a monthly subscription in the documented fields.
Payments are non-custodial with FX at the Visa rate and 0% markup according to features. Apple Pay and Google Pay are documented; ATM limits are at 250 / 500 EURe depending on the context. Card issue: EUR 0. On-chain credit instead of an exchange pool: Payments come from your own setup, not from an exchange collective account. Saveback payout in gCRC is more structural than an everyday bonus at 0% rate and should not be confused with cashback programs.
Non-custody means ownership of keys and liquidity; This eliminates the need for typical Exchange custody. Without a saveback ladder, there is no need to calculate monthly installments - the weekly spending limit remains relevant alongside FX and ATM. The profile is more suitable for pure payment use than for rewards optimization via tiers.
In Direct comparison Gnosis Pay Card vs Plasma One Saveback, FX and custody of the entry levels are in direct comparison - without ranking.
If you want to combine 3–4% saveback with non-custody, take a look ether.fi Cash with four tiers and ETHFI rewards. The tier table shows caps, FX and limits; Gnosis Pay effectively has one column with no membership points and no VIP path.
Suitable for whom?
- If the card should be attached to your own wallet (non-custodial).
- When documented issue counts without ticket price (EUR 0).
- Recorded country scope: Germany, Austria and Switzerland (DE/AT/CH). This is separate from spending abroad.
- If you are looking for low FX premium (0% · Visa rate).
Who is it not for?
- If you expect unlimited saveback — Cap: 1k–4k gCRC/Wo.
Guides
Sources & notes
Review details
You can also find the sources for individual information directly in the respective characteristics area.
- Gnosis PayGnosis Pay · retrieved 2026-08-15
- Gnosis Pay appsGnosis Pay · retrieved 2026-08-15
- Gnosis Card — countriesGnosis · retrieved 2026-08-15
- Gnosis Card — reward programGnosis · retrieved 2026-08-15
- Gnosis Pay — Google WalletGnosis Pay · retrieved 2026-08-15
- Gnosis Pay — fees and limitsGnosis Pay · retrieved 2026-08-15