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Crypto cards

Crypto.com Prepaid Card

Visa prepaid with four levels (basic to private) in DE/AT/CH: custodial, entry EUR 0 and 0% saveback, higher columns via CRO lock and monthly fee.

VisaCustodialDE/AT/CH4 tiers

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Status: 07.09.2026

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Crypto.com Prepaid Card ↔ OKX CardIn comparison

At a glance

Net
Visa
Card type
Prepaid
Custody
Custodial

program

Stages in the program

Crypto.com Prepaid Card: Tiers in the program from the crypto card catalog
criterionCrypto.com BasicMidnightCrypto.com PlusRubyCrypto.com ProJade/IndigoCrypto.com PrivateIcy/Obsidian
NetNetwork: Visa or Mastercard. “Both” in research meets the Visa or Mastercard filter.VisaVisaVisaVisa
Card typeCard type: Debit debits credit/account. Prepaid is loaded beforehand. Mixed = Debit and Credit variants in one SKU line.PrepaidPrepaidPrepaidPrepaid
CustodyCustody: Custodial = credit on the provider account. Non-custodial = card on a wallet, not on the exchange account.CustodialCustodialCustodialCustodial
DE / AT / CHGermany, Austria and Switzerland: Documented edition in DE, AT or CH. Unknown policy is not a filter option.DE/AT/CHDE/AT/CHDE/AT/CHDE/AT/CH
Apple/Google PayApple/Google Pay: Hard Research Line. A help text “2025 is coming” does not count as yes.✓✓✓✓
FXFX: Provider's surcharge when paying in foreign currency, plus target currency if used. Spread when changing assets is not 0-%-FX. Visa rate = network rate without extra markup.0.2% EU/UK · 2% ROW0%0%0%
Withdraw moneyWithdrawing money (ATM): Fees and limits for cash at ATMs. “Unknown” / — is not a free acceptance.Free ATM limitsFree ATM limitsFree ATM limitsFree ATM limits
CapCap: Upper limit or scale of this SKU (month, AI band, flight). No cap in the cell does not mean “unlimited” if the policy is unknown.no cap$ 1250/mo$ 2500/mono cap
SavebackSaveback: Rate of this SKU — not the marketing cap. One number per column for sorting to work.0%2%3%4%
Cash outCashout: In which asset the saveback refund arrives - e.g. E.g. same spend crypto, USDC, BTC, CRO or recurring investment plan. Not automatically Euro/Fiat.CROCROCROCRO
Card costsCard Cost: Issue or subscribe to this SKU. Month × 12 = Year. EUR 0 only with an officially free edition - “no subscription” is not a 0. Mandatory lock or hold (CRO, XPL, WPAY) is in the cell with the amount - this is not a sorting price. Tickers lead to CoinMarketCap.EUR 0$ 4.99/Mo · $ 500 CRO$ 29.99/Mo · 5k $ CRO50k–500k $ CRO · 12 Mon
View sources: Stages in the program

Overview

Editorial assessment

The Crypto.com Prepaid Card program is the Visa crypto card with four tiers — Basic, Plus, Pro and Private — on one product page. Custodial, reported for DE/AT/CH, documented with Apple Pay and Google Pay. The entry level costs EUR 0 edition and starts with 0% saveback; higher columns require CRO-Lock and sometimes a monthly fee. This is not a flat one-click entry with instant cashback, but a tiered model with token requirements.

In everyday life, billing runs against Crypto.com credit. FX in EU/UK is at 0.2%, outside at 2% ROW; in Plus and higher often 0% FX after level change. Saveback is paid out in CRO. Caps range from $ 2500/mo in Pro to no cap in Private. Plus charges $ 4.99/mo and 500 $CRO; Private requires six-figure CRO holds. ATM usage follows Free ATM limits per level — the values ​​are in the matrix, not just in the entry line.

The program is Exchange integration, not a non-custody path. Keys and credit remain with the provider; CRO lock and monthly fee are part of the higher columns. If you are looking for a flat entry without a token lock, this is closer to home Bitpanda Visa Card with one column and 1% saveback only in crypto.

In Direct comparison Crypto.com Prepaid Card vs OKX Card Saveback, FX and custody of the entry levels are in direct comparison - without ranking.

Caps, FX and Lock per level are listed next to each other in the level table under the profile - Basic to Private, including the CRO and fee lines.

Compare alternatives

02

Pros

  • 4 stages in the same program
  • Card issue EUR 0 at the entry level
  • Apple Pay / Google Pay
  • Edition: DE/AT/CH

Cons

  • Saveback at entry level 0%
  • Higher levels not free (Crypto.com Plus, Crypto.com Pro)
  • FX: 0.2% EU/UK · 2% ROW
03

Suitable for whom?

  • When documented issue counts without ticket price (EUR 0).
  • Recorded country scope: Germany, Austria and Switzerland (DE/AT/CH). This is separate from spending abroad.
  • If you want to use Apple Pay or Google Pay.
  • If custody via the provider is enough for you (custodial).

Who is it not for?

  • If you want to hold keys yourself - custody is custodial.
  • If you need 0% FX markup — FX: 0.2% EU/UK · 2% ROW.

Guides

Sources & notes

Review details8 Sources · Methodology

You can also find the sources for individual information directly in the respective characteristics area.

  1. Crypto.com Level UpCrypto.com · retrieved 2026-09-07
  2. Crypto.com Level Up PlusCrypto.com · retrieved 2026-09-07
  3. Crypto.com Level Up ProCrypto.com · retrieved 2026-09-07
  4. Crypto.com — How do I join Level Up?Crypto.com · retrieved 2026-08-15
  5. Crypto.com Visa Card rewardsCrypto.com · retrieved 2026-08-15
  6. Crypto.com Level Up rewardsCrypto.com · retrieved 2026-08-15
  7. Crypto.com Prepaid Visa Card fees and limits (Europe)Crypto.com · retrieved 2026-08-15
  8. Crypto.com virtual cardCrypto.com · retrieved 2026-08-15

For the complete methodology