English

PRODUCT
English
Crypto cards

MetaMask Card

Non-custodial Mastercard with Virtual and Metal levels in DE/AT/CH: 1% Saveback at the start, 3% Metal for an annual fee, foreign FX depending on the column.

MastercardNon-custodialDE/AT/CH2 tiers

To the provider

Affiliate link
To the offer ↗

Status: 07.09.2026

Compare

MetaMask Card ↔ ether.fi CashIn comparison

At a glance

Net
Mastercard
Card type
Debit
Custody
Non-custodial

program

Stages in the program

MetaMask Card: Stages in the program from the crypto card catalog
criterionMetaMask VirtualMastercardMetaMask MetalMetal
NetNetwork: Visa or Mastercard. “Both” in research meets the Visa or Mastercard filter.MastercardMastercard
Card typeCard type: Debit debits credit/account. Prepaid is loaded beforehand. Mixed = Debit and Credit variants in one SKU line.DebitDebit
CustodyCustody: Custodial = credit on the provider account. Non-custodial = card on a wallet, not on the exchange account.Non-custodialNon-custodial
DE / AT / CHGermany, Austria and Switzerland: Documented edition in DE, AT or CH. Unknown policy is not a filter option.DE/AT/CHDE/AT/CH
Apple/Google PayApple/Google Pay: Hard Research Line. A help text “2025 is coming” does not count as yes.✓✓
FXFX: Provider's surcharge when paying in foreign currency, plus target currency if used. Spread when changing assets is not 0-%-FX. Visa rate = network rate without extra markup.1% abroad0% abroad
Withdraw moneyWithdrawing money (ATM): Fees and limits for cash at ATMs. “Unknown” / — is not a free acceptance.2%0% to $ 1200/mo
CapCap: Upper limit or scale of this SKU (month, AI band, flight). No cap in the cell does not mean “unlimited” if the policy is unknown.no cap10k$ then 1%
SavebackSaveback: Rate of this SKU — not the marketing cap. One number per column for sorting to work.1%3%
Cash outCashout: In which asset the saveback refund arrives - e.g. E.g. same spend crypto, USDC, BTC, CRO or recurring investment plan. Not automatically Euro/Fiat.mUSDmUSD
Card costsCard Cost: Issue or subscribe to this SKU. Month × 12 = Year. EUR 0 only with an officially free edition - “no subscription” is not a 0. Mandatory lock or hold (CRO, XPL, WPAY) is in the cell with the amount - this is not a sorting price. Tickers lead to CoinMarketCap.$ 0$ 199/year

Overview

Editorial assessment

The MetaMask Card is the non-custodial Mastercard crypto card program with virtual and metal levels for DE/AT/CH. Payments flow from the MetaMask wallet; Saveback is paid out in mUSD. Virtual: $ 0 output and 1% saveback; Metal: 3% vs $ 199/year. Browser wallet plus card without exchange custody - keys remain with the user, not with the exchange issuer. The classification applies to the program with both columns, not just to the virtual row.

Virtual: 1% FX abroad, ATM 2%. Metal: 0% Foreign FX and cheaper ATM limits. Saveback cap: no cap in Virtual; Metal 10k$ then 1%. Higher levels are not free: the annual fee is the documented price for the rate and FX profile. Apple Pay and Google Pay are documented. Anyone who only reads the entry rate underestimates the jump in FX and cap between virtual and metal.

Non-custodial reduces exchange risk, but requires wallet discipline and clarity about mUSD rewards as well as gas and liquidity issues in everyday life. Compared to custodial shop cards, custody remains with the user; The Metal annual fee applies if 3% and 0% foreign FX are desired.

In Direct comparison of ether.fi Cash vs MetaMask Card Saveback, FX and custody of the entry levels are in direct comparison - without ranking.

Opposite the custodian Ledger CL Card remains safe with you; Metal costs $ 199/year for higher saveback rate and better FX. Virtual and Metal with FX, Cap and ATM are next to each other in the level table under the profile.

Compare alternatives

02

Pros

  • Non-custodial — keys stay with you
  • Saveback at entry level 1%
  • Card Issuance $ 0 (Virtual)
  • Apple Pay / Google Pay

Cons

  • FX: 1% Foreign entry level
  • Higher levels not free (MetaMask Metal)
  • ATM: 2% in Virtual
03

Suitable for whom?

  • If the card should be attached to your own wallet (non-custodial).
  • If documented issue counts without card price ($ 0).
  • If entry level saveback is important to you (1%).
  • Recorded country scope: Germany, Austria and Switzerland (DE/AT/CH). This is separate from spending abroad.

Who is it not for?

  • If you need 0% FX markup — FX: 1% abroad.

Guides

Sources & notes

Review details3 Sources · Methodology

You can also find the sources for individual information directly in the respective characteristics area.

  1. MetaMask CardMetaMask · retrieved 2026-09-07
  2. MetaMask Card — limits and feesMetaMask · retrieved 2026-08-15
  3. MetaMask Card — FAQsMetaMask · retrieved 2026-08-15

For the complete methodology