Pros
- 2 stages in the same program
- Card issue $ 0 at entry level
- Apple Pay / Google Pay
- Edition: EEA / UK
Cons
- Saveback at entry level 0%
- FX: 0,2/2% + WE
- Higher levels not free of charge (Nexo Credit)
Crypto cards
Nexo Card
Visa with debit and credit mode for EEA/UK: custodial, $ 0 entry, saveback 0% Debit — credit column only from portfolio hold with NEXO rewards.
To the provider
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Manufacturer's website
To the manufacturer's websiteStatus: 07.09.2026
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At a glance
- Net
- Visa
- Card type
- Debit
- Custody
- Custodial
program
Stages in the program
| criterion |  Nexo DebitDebit |  Nexo CreditCredit |
|---|---|---|
| NetNetwork: Visa or Mastercard. “Both” in research meets the Visa or Mastercard filter. | Visa | Visa |
| Card typeCard type: Debit debits credit/account. Prepaid is loaded beforehand. Mixed = Debit and Credit variants in one SKU line. | Debit | Credit |
| CustodyCustody: Custodial = credit on the provider account. Non-custodial = card on a wallet, not on the exchange account. | Custodial | Custodial |
| DE / AT / CHGermany, Austria and Switzerland: Documented edition in DE, AT or CH. Unknown policy is not a filter option. | EEA/UK | EEA/UK |
| Apple/Google PayApple/Google Pay: Hard Research Line. A help text “2025 is coming” does not count as yes. | ✓ | ✓ |
| FXFX: Provider's surcharge when paying in foreign currency, plus target currency if used. Spread when changing assets is not 0-%-FX. Visa rate = network rate without extra markup. | 0,2/2% + WE | 0,2/2% + WE |
| Withdraw moneyWithdrawing money (ATM): Fees and limits for cash at ATMs. “Unknown” / — is not a free acceptance. | Free 200–EUR 1800 | Free 200–EUR 1800 |
| CapCap: Upper limit or scale of this SKU (month, AI band, flight). No cap in the cell does not mean “unlimited” if the policy is unknown. | no cap | 50–$ 200/mo |
| SavebackSaveback: Rate of this SKU — not the marketing cap. One number per column for sorting to work. | 0% | 0.5% NEXO |
| Cash outCashout: In which asset the saveback refund arrives - e.g. E.g. same spend crypto, USDC, BTC, CRO or recurring investment plan. Not automatically Euro/Fiat. | — | NEXO or BTC |
| Card costsCard Cost: Issue or subscribe to this SKU. Month × 12 = Year. EUR 0 only with an officially free edition - “no subscription” is not a 0. Mandatory lock or hold (CRO, XPL, WPAY) is in the cell with the amount - this is not a sorting price. Tickers lead to CoinMarketCap. | $ 0 | >5k $ portfolio |
Overview
Editorial assessment
The Nexo Card is the Visa crypto card with debit and credit modes for EEA/UK - two levels in the same program, one issuer. Custodial; Debit entry $ 0 issue and 0% saveback. Credit: 0.5% NEXO saveback from >5k $ portfolio hold, caps 50–$ 200/mo. Debit remains without a rewards threshold; Credit links the card to Nexo holdings and hold logic. If you only use debit, you will see 0% saveback despite the Visa network and wallet pay.
FX: 0,2/2% plus Weekend note in characteristics. Apple Pay and Google Pay are documented; ATM free limits 200–EUR 1800 per column. Higher levels are not free in the sense of hold-free: Credit requires portfolio hold. Debit without a monthly fee is the documented entry without saveback; If you want rewards, go to the credit column and accept cap and hold. Rate and cap always belong together.
Custodial remains exchange/platform custody. The debit/credit pair differentiates Nexo from pure subscription or VIP cards: Rewards depend on the credit path and the hold, not on a monthly fee from the first column. Hold and cap limit the everyday usefulness of the credit rate.
In Direct comparison Nexo Card vs Wirex One Saveback, FX and custody of the entry levels are in direct comparison - without ranking.
If you are looking for 3% saveback versus subscription, compare them Plutus Card with three subscription levels and consistently 3% in PLUS. Debit and credit rules for each column are in the level table under the comparison block - rate, cap, FX and ATM next to each other.
Compare alternatives
Suitable for whom?
- If documented issue counts without card price ($ 0).
- If you want to use Apple Pay or Google Pay.
- If custody via the provider is enough for you (custodial).
Who is it not for?
- If you want to hold keys yourself - custody is custodial.
- If you need 0% FX markup — FX: 0,2/2% + WE.
Guides
Sources & notes
Review details
You can also find the sources for individual information directly in the respective characteristics area.
- Nexo CardNexo · retrieved 2026-09-07
- Nexo Card — limits and feesNexo · retrieved 2026-08-15
- Nexo Card — debit modeNexo · retrieved 2026-08-15
- Nexo Card — crypto rewardsNexo · retrieved 2026-08-15