Pros
- 3 stages in the same program
- Saveback 3% in all columns
- Apple Pay / Google Pay
- Edition: UK/EU
Cons
- Card cost: EUR 6.99/Mo at entry level
- Saveback cap: EUR 250/Mo in starter
- Custodial — credit with the provider, not in your own wallet
Crypto cards
Plutus Card
Visa debit with three subscription levels in UK/EU: custodial, 3% saveback everywhere, but EUR 6.99/Mo entry and cap EUR 250/Mo in starter.
To the provider
There is currently no affiliate/shop offer linked to this product.
Manufacturer's website
To the manufacturer's websiteStatus: 15.08.2026
Compare
Choose a card tier to compare
At a glance
- Net
- Visa
- Card type
- Debit
- Custody
- Custodial
program
Stages in the program
| criterion | Plutus starter | Plutus Everyday | Plutus Premium |
|---|---|---|---|
| NetNetwork: Visa or Mastercard. “Both” in research meets the Visa or Mastercard filter. | Visa | Visa | Visa |
| Card typeCard type: Debit debits credit/account. Prepaid is loaded beforehand. Mixed = Debit and Credit variants in one SKU line. | Debit | Debit | Debit |
| CustodyCustody: Custodial = credit on the provider account. Non-custodial = card on a wallet, not on the exchange account. | Custodial | Custodial | Custodial |
| DE / AT / CHGermany, Austria and Switzerland: Documented edition in DE, AT or CH. Unknown policy is not a filter option. | UK/EU | UK/EU | UK/EU |
| Apple/Google PayApple/Google Pay: Hard Research Line. A help text “2025 is coming” does not count as yes. | ✓ | ✓ | ✓ |
| FXFX: Provider's surcharge when paying in foreign currency, plus target currency if used. Spread when changing assets is not 0-%-FX. Visa rate = network rate without extra markup. | — | — | — |
| Withdraw moneyWithdrawing money (ATM): Fees and limits for cash at ATMs. “Unknown” / — is not a free acceptance. | — | — | — |
| CapCap: Upper limit or scale of this SKU (month, AI band, flight). No cap in the cell does not mean “unlimited” if the policy is unknown. | EUR 250/Mon | EUR 500/Mon | EUR 1000/Mo |
| SavebackSaveback: Rate of this SKU — not the marketing cap. One number per column for sorting to work. | 3% | 3% | 3% |
| Cash outCashout: In which asset the saveback refund arrives - e.g. E.g. same spend crypto, USDC, BTC, CRO or recurring investment plan. Not automatically Euro/Fiat. | PLUS | PLUS | PLUS |
| Card costsCard Cost: Issue or subscribe to this SKU. Month × 12 = Year. EUR 0 only with an officially free edition - “no subscription” is not a 0. Mandatory lock or hold (CRO, XPL, WPAY) is in the cell with the amount - this is not a sorting price. Tickers lead to CoinMarketCap. | EUR 6.99/Mon | EUR 9.99/Mon | EUR 19.99/Mon |
Overview
Editorial assessment
The Plutus Card is the custodial Visa debit crypto card with three subscription levels — Starter, Everyday and Premium — in the UK/EU. Consistently 3% Saveback in PLUS, but EUR 6.99 to EUR 19.99/Mo per column. Caps: EUR 250/Mo in Starter to EUR 1000/Mo in Premium. Saveback scales via subscription and cap, not via token hold or VIP status — the rate remains 3%, only the monthly cap increases with the subscription. Monthly fees apply from the first column onwards.
FX and ATM are unassigned in the characteristics (—) — check in the level table, do not guess. Apple Pay and Google Pay are documented. Subscription plus cap model: if you want 3%, you pay a fixed monthly rate, regardless of the card volume. Everyday and Premium only increase the cap, not the saveback rate. UK/EU edition; Custodial storage. Unused FX/ATM fields remain visible and belong in the same comparison as rate and cap.
Custodial and subscription from the first column distinguish Plutus from debit entries without a rewards fee. The 3% rate alone is not comparable without cap and monthly fee — Starter with EUR 250 Cap is a different profile than Premium with EUR 1000 Cap.
Debit without a Saveback subscription offers this Nexo Card in debit mode with $ 0 entry and optional credit path. Starter, Everyday and Premium with PLUS cashout are in the tier table - rate, cap and monthly fee per column.
Compare alternatives
Suitable for whom?
- If entry level saveback is important to you (3%).
- If you want to use Apple Pay or Google Pay.
- If custody via the provider is enough for you (custodial).
Who is it not for?
- If you want to hold keys yourself - custody is custodial.
- If you expect unlimited saveback — Cap: EUR 250/Mo.
Guides
Sources & notes
Review details
You can also find the sources for individual information directly in the respective characteristics area.
- Plutus plansPlutus · retrieved 2026-08-15
- Plutus virtual cards FAQPlutus · retrieved 2026-08-15