| Headquarters | Austria | On-chain / decentralized | Germany | Austria | Netherlands | United States (EU entity Luxembourg) | Malta | On-chain / decentralized | United States (EU entity Ireland) | On-chain / decentralized | Seychelles | Malta (EU entity) | Germany | Germany |
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| MiCA licenseMiCA / CASP: EU crypto regulation. CASP = authorized license. Passporting = EU-wide use via an approved entity. Unclear = status not reliably documented. | CASP license (authorized) | Unclear / not proven | CASP license (authorized) | CASP license (authorized) | CASP license (authorized) | CASP license (authorized) | CASP license (authorized) | Unclear / not proven | CASP license (authorized) | Unclear / not proven | Unclear / not proven | EU passporting | Unclear / not proven | CASP license (authorized) |
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| KYC / VerificationKYC (Know Your Customer): How closely the identity is checked. “None / Wallet” = often just Wallet Connect. “Standard” = usual ID check. “Complete” = ID plus proof of address or similar. | Complete (ID + Address) | None / wallet only | Complete (ID + Address) | Complete (ID + Address) | Complete (ID + Address) | Complete (ID + Address) | Complete (ID + Address) | None / wallet only | Complete (ID + Address) | None / wallet only | Standard KYC | Complete (ID + Address) | Complete (ID + Address) | Complete (ID + Address) |
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| Deposit | Bank transfer (SEPA), card | None | Bank transfer (SEPA), SEPA Instant, card | Bank transfer (SEPA), SEPA Instant, card, PayPal | Bank transfer (SEPA), SEPA Instant, card | Bank transfer (SEPA), SEPA Instant, card, PayPal | Bank transfer (SEPA), card | None | Bank transfer (SEPA), SEPA Instant, card | None | Bank transfer (SEPA), card | Bank transfer (SEPA), SEPA Instant, card | Bank transfer (SEPA) | Bank transfer (SEPA), SEPA Instant, card |
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| app | ✓ | ✕ | ✓ | ✓ | ✓ | ✓ | ✓ | ✕ | ✓ | ✕ | ✓ | ✓ | ✓ | ✓ |
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| Recurring buys | Yes · from EUR 25 | ✕ | Yes · from EUR 0.01 | Yes · from EUR 25 | Yes · from EUR 10 | Yes · from EUR 1 | Yes · from EUR 25 | ✕ | Yes · from EUR 1 | ✕ | ✕ | ✕ | Yes · from EUR 1 | Yes · from EUR 10 |
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| Staking | ✕ | ✕ | ✓ | ✓ | ✓ | ✓ | ✓ | ✕ | ✓ | ✕ | ✓ | ✓ | ✓ | ✓ |
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| Payout your own wallet | Yes · 0.00005 BTC · Lightning | Yes · plus network fee | Yes · free | Yes · 0.0001 BTC | Yes · plus network fee | Yes · plus network fee | Yes · 0.0004 BTC | Yes · plus network fee | Yes · 0.00015 BTC · Lightning | Yes · plus network fee | Yes · plus network fee | Yes · plus network fee | ✕ | Yes · plus network fee |
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| Futures / PerpsFutures / Perps: Futures contracts or perpetual perpetuals with leverage. High risk of loss up to total loss — not the same as spot buying. | ✕ | ✓ | ✕ | ✕ | ✕ | ✕ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✕ | ✕ |
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| Support | Live chat | Ticket system | Ticket system | Chat · Email | Chat · Email | Chat · Email | Live chat | Ticket system | Chat · Email | Ticket system | Ticket system | Ticket system | Ticket system | Live chat |
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| German tax reportTax report DE: Export for German tax. “Native” = provider report. “CSV” = file import into tools. “API export” = automated retrieval. “No report” = document yourself. | CSV | No report | Native | Native | CSV | Native | CSV | No report | API export | No report | CSV | CSV | Native | Native |
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| Cost modelCost model: “Order book” = maker/taker fees. “Spread” = markup in the displayed price (typical broker/app) — no classic maker/taker rates. | spread | Order book | spread | spread | Order book | Order book | Order book | Order book | Order book | Order book | Order book | Order book | Spread + EUR 0.99 Flat | Spread + EUR 1 Flat |
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| Order types | Market and limit buying in the app | Limit, Market (Perps) | Market, limit and stop in the app | Market and limit buying in the app | Limit, market, stop loss | Limit, market, stop limit | Limit, market, stop limit | Limit, Market, TWAP (Perps) | Limit, Market, Stop, Trailing Stop | Limit, Market (Perps) | Limit, market, stop limit | Limit, Market, Conditional, OCO | Broker orders on crypto ETPs (no native spot order book) | Limit and market orders in the app |
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| API + Sub Accounts | API: No · Sub: No | API: Yes · Sub: No | API: No · Sub: No | API: Yes · Sub: No | API: Yes · Sub: Yes | API: Yes · Sub: No | API: Yes · Sub: Yes | API: Yes · Sub: Yes | API: Yes · Sub: Yes | API: Yes · Sub: No | API: Yes · Sub: Yes | API: Yes · Sub: Yes | API: No · Sub: No | API: No · Sub: No |
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| EUR spot pairs | n/a (BTC/EUR only) | n/a (Perps) | 20–100 | > 100 | > 100 | > 100 | 20–100 | n/a (Perps) | > 100 | n/a (Perps) | 20–100 | > 100 | < 20 | 20–100 |
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| Proof of ReservesProof of Reserves: Whether the platform publishes reserves (often with liabilities). “Self-certified” ≠ independent testing; “Third-party attested” = external confirmation. | None | None | None | None | Self-certified | Third-party certified | Self-certified | Self-certified | Third-party certified | None | Self-certified | Self-certified | None | None |
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| Maker/Taker baseMaker/Taker: Order book fees. Maker provides liquidity (limit order), taker takes it (market order). Often “n/a” at spread brokers. | n/a (spread) | 0% / 0.04% | n/a (spread) | n/a (spread) | 0.15% / 0.25% | 0.4% / 0.6% | 0.25% / 0.5% | 0.015% / 0.045% | 0.4% / 0.8% | 0.004% / 0.028% | 0% / 0.05% | 0.08% / 0.1% | n/a (spread) | n/a (spread) |
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| Costs (EUR 1,000 one-time purchase) | EUR 14.90 · 1.49% Spread | EUR 0.40 · 0.04% Taker | EUR 12.50 · 1.25% Spread | EUR 14.90 · 1.49% Spread | EUR 2.50 · 0.25% Taker | EUR 6.00 · 0.6% Taker | EUR 5.00 · 0.5% Taker | EUR 0.45 · 0.045% Taker | EUR 8.00 · 0.8% Taker | EUR 0.28 · 0.028% Taker | EUR 0.50 · 0.05% Taker | EUR 1.00 · 0.1% Taker | EUR 10.89 · EUR 0.99 Flat + 0.99% Spread | EUR 1 plus spread |
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